Asset Based Lending

Asset-Based Lending Valuation Services

Middleton Barton Valuation provides independent collateral valuations for banks, asset-based lenders, asset finance companies, private equity investors and other financial institutions.

We understand that lenders require more than an accounting value. Our reports assess the nature, quality, location, ownership, marketability and likely realisation of the assets supporting a proposed or existing lending facility.

Assets Assessed for Lending Purposes

Our asset-based lending valuations include:

  • Plant and machinery;
  • Oil and gas equipment;
  • Inventory and stock;
  • Commercial vehicles and transportation assets;
  • Intellectual property and digital assets;
  • Businesses and shares; and
  • Complete borrowing-base portfolios.

We can report market value, orderly liquidation value, forced-sale value and estimated net realisation, together with the principal assumptions and costs affecting recovery.

Supporting Informed Lending Decisions

Our assignments may support new lending, refinancing, facility reviews, covenant monitoring, credit-risk assessment and enforcement planning.

For cross-border facilities, we can coordinate asset inspections and valuation reporting across the Middle East, Africa and Asia. This provides lenders with consistent advice across multiple locations, operating entities and asset classes.